Stephen McClatchie has been at the forefront of the mortgage industry since its early days, and has spent nearly three decades shaping smarter ways for Australians to grow wealth through strategic lending. As the founder of Loans Australia, he created a space where investors, business owners, and professionals can access investment-grade finance, the kind that supports real momentum and long-term outcomes.

Stephen specialises in helping clients unlock lending potential that others often overlook. Whether it’s a multiple-property portfolio, business finance, or income that doesn’t fit the usual boxes, he works with complex lending needs and turns them into clear, strategic plans. His deep understanding of lender policy, combined with creative structuring, gives clients an edge when they’re looking to act fast, borrow more, or restructure for growth.

Under his leadership, Loans Australia holds its own credit licence and has access to over 165 lenders, including niche options specifically suited to investors and business owners. The firm is known for solving problems that other brokers put in the “too hard” basket, and for delivering finance solutions that support clients well beyond the loan approval.

​Stephen has personally overseen more than $1 billion in lending and has been recognised in the MPA Top 100 Mortgage Brokers nationally for four consecutive years as well as dozens of other industry awards. More than accolades, he’s proudest of the clients who have built property portfolios, grown businesses, and changed their lives with the right lending strategy behind them.